Россиянам назвали неочевидную причину для отказа в ипотекеДепутат Панеш: Банк может отказать в ипотеке из-за наличия кредитной карты
Lex: FT’s flagship investment column
，详情可参考旺商聊官方下载
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As a side note if you are using Claude Code, the file must be named CLAUDE.md instead because Anthropic is weird; this blog post will just use AGENTS.md for consistency.